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The Coronavirus Pandemic – A Game Changer for U.S. Health Insurance

6/3/2020

3 Comments

 
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​As of recently, the US took over China as the country with the highest number of coronavirus cases. On March 26, the US was recorded as the world’s most affected country by the pandemic.

The coronavirus crisis calls for two important things according to Prof. Katherine Baicker, a respected economist from the University of Chicago. She said that we need to reform the aim of our health insurance policies in such a way that it provides efficient health care that’s easily accessible to everyone at very low costs.
The Domino Effect
An individual needs to keep himself healthy amidst a full-blown pandemic. However, it is also equally important to be healthy not only for yourself, but also for the people around you. Individual health equals national health.

Healthy (low-risk) individuals would minimize the exposure of high-risk individuals to health problems or diseases just like COVID-19. 

Prevention is key and securing yourself and your family a health insurance plan helps you achieve that. Prevention is very crucial to a pandemic. We are encouraged to be individually healthy to attain national health.

What Should Your Public Health Insurance Provide?
The main goal of public health insurance is to consider both individual health and community health.

COVID-19 testing and care should definitely be free of charge.

How Telemedicine Can Help COVID-19 Patients

We are currently tapping into alternative modes of care in order to achieve the higher goal of flattening the curve. Telemedicine introduces modern technology that allows the practice of taking care of patients from a distance.

The implementation of telemedicine is crucial if we want to soften the blow of the pandemic scare.
We want to be able to take care of COVID-19 patients with very minimal interaction as much as possible. The principal reason why we quarantine is that we, as a nation, are trying to limit person-to-person contact especially for populations that are vulnerable.

High-risk populations require high-risk receiving areas. With telemedicine, it can be possible for a healthcare provider to have a remote visit, at least for the first time.

How The Coronavirus Pandemic Affects Health Insurance

Health insurance is tied to employment for a lot of people. Thousands of individuals face unemployment today and that means losing their health insurance along with their jobs.

The debate on whether health insurance should be tied to employment is still ongoing and the coronavirus pandemic will surely change people’s perspective on a lot of things – most especially on health aspects.

The priority, for now, is to focus on containing the disease and treating affected patients. Making actual changes with US health insurance markets is still a long shot, but this pandemic serves as an eye-opener for all of us.

At Valencia Insurance Group, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (772) 344-8899. You can also request a free quote by CLICKING HERE.
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