Most home insurance policies available cover damages from different scenarios. It may include windstorms, tornados, ice storms. Also, it should secure you from wildfires, power surges, fallen trees, lightning strikes, and hail damages. On the other hand, it's important to read your policy to know what is covered and what is not.
Suppose your insurance doesn't cover storm damage. In that case, start by choosing a policy covering the basics like water and ice damage, lightning strikes, and power surges. These are the initial coverage needed.
For the first encounter, storm damage insurance, here are some things you should know.