Driving without insurance is an unwise risk for your safety and money. If you get into an accident without auto insurance, you will face some serious consequences based on some factors.
It includes the state you are in, the number of offenses, and the discovery of lack of insurance following the accident. But here are some potential weights of driving without insurance:
When You Get Into An Accident
Whether the state you live in requires insurance or not and you get into an accident, you will need to face penalties for driving uninsured. When you’re at fault for hitting a car, the driver can sue you, and you’ll have to pay for the damages and legal fees out of your pocket.
When A Car Hits You
In the first place, you have to understand that having no car insurance has consequences. When an accident falls on you, and you are not insured, the other party can compensate you. However, if you are in a state that requires insurance, you may still face penalties for driving uninsured.
When You Get Injured
When you get into an accident, physical injuries may be covered by insurance companies. For this reason, most states require bodily injury liability insurance. It is to make sure both parties are well protected and compensated.
Fines For Legal Costs
There are many things to be considered when driving uninsured, especially when you get into an accident that includes legal costs. Thus, the weight of a penalty depends on your state. So, if you don’t have insurance, you’ll be at high risk of spending more than you anticipated. It makes sense to note not to risk your pocket for betting unwisely on safety and financial matters.
License Penalties And Charges
In the most obvious sense now, driving without insurance is illegal in most states. Thus, penalties vary based on the number of offenses and what suspension is to be made. For instance, in your first offense, your license will be suspended for at least 30 days and may be extended for a year. The penalties include:
- Community service
- Penalty assessments
- Probation
- Vehicle impoundment
- SR-22 requirement
- Pass driver’s license exam
- Jail time
So the costs of driving without insurance may vary based on your state, the measure of the damage, and who was at fault measures your potential cost. So to avoid further conflicts, at least meet your state’s minimum required level of financial responsibility and get auto insurance.
Auto insurance is designed to protect drivers if they get into an accident, so make sure you obtain one.
At Valencia Insurance Group, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (772) 344-8899. Get your free quote today by CLICKING HERE.