Seeing a “Student Driver” displayed at the top of a moving car in the road signals a hazard for many drivers. Though it may appear to be a stereotype or a hasty generalization, some statisticssupport the fact that teenagers are reckless drivers.
Teenagers are Easily Distracted
While “No Texting While Driving” laws are implemented in some states, teenagers get easily distracted by their mobile phones. They either turn on their music playlist or send text messages to their friends while driving. This drives their attention away from the road.
Boys Take More Risks than Girls
Boys are more likely to receive higher insurance premiums from many companies because they seem to take more risk than girls. Even so, teenage drivers take greater risk in driving than elders because they tend to be more adventurous.
Teenagers Should Still Be Allowed to Drive
Despite the perception of teenage drivers being reckless, they should still be allowed to drive. In light of the Covid-19 pandemic, everyone needs to safely access their needs through private transportation. Prohibiting the teenage drivers won’t totally solve problems on driving-related accidents, but providing them auto insurance would at least lessen costs.
Conclusion
Auto insurance is a necessity for teenagers, especially at this time of a pandemic wherein virus can easily be transmitted. Privately owned car is the only safe resort to access necessities, education, and health care. Though the fact that they are reckless cannot be neglected, teenagers have the right to drive given that they have a license. Providing them with auto insurance will reduce costs if ever an accident happened.
As parents, you should provide auto insurance for your children. You should choose the right auto insurance company for your teenager, involve them in the insurance discussions, and guide them in driving responsibly.
At Valencia Insurance Group, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (772) 344-8899 or Click Here to request a free quote.